Pick the one that costs you least.
0% for 18 months
If you can clear the balance inside eighteen months, this is free money. Best for homeowners waiting on an insurance settlement or a sale.
Fixed monthly, 60–144 months
Predictable payment, no prepayment penalty, so you can shorten it any time. Most of our replacement customers choose 120 months.
Insurance + deductible only
If your roof qualifies as storm damage, you may only owe your deductible. We will tell you before you apply for anything.
Check storm eligibility →
Questions worth asking before you sign anything.
No. The pre-qualification is a soft pull. Only a full application, if you choose to proceed, involves a hard pull.
No. The roof costs the same whether you pay cash, card or finance it. Some contractors build the dealer fee into the price quietly - ask them directly.
Any time, with no penalty. Several customers finance the job, then clear it when their insurance settlement lands.